Net worth calculator
Net worth is everything you own minus everything you owe - a single number that condenses a scattered set of accounts, balances, and property values into one snapshot. Enter what applies to you; every field is optional, so leave out anything that doesn’t fit your situation.
How the math works
The calculator sums every asset field entered, sums every liability field entered, and subtracts one total from the other. That’s the whole formula - assets minus liabilities equals net worth. A negative result simply means liabilities currently outweigh assets, which is common early in a career or right after a home purchase, and it says nothing on its own about the direction things are heading.
Related reading
What is net worth and how do you calculate it covers the concept end to end, and how often should you actually check your net worth addresses the tracking cadence this tool is meant to support - a single reading matters less than the trend across several. If a home is a large share of the total, how does home equity factor into your net worth explains how that piece is typically valued, and does net worth affect your credit score clears up a common point of confusion between the two numbers.
Sources & further reading
This tool is a general educational estimate, not financial advice. Asset values you enter (like home or vehicle price) are estimates you supply, not appraisals. See our disclaimer.