Retirement
Answers to retirement questions - 401(k)s, IRAs, Social Security, withdrawals, and planning ahead.
4 guides in this topic.
Where to start, and why in this order
Which account to use, then what it costs to take money out early, in rising order of how much trouble the question causes.
| Read | Guide | The question it answers | Format |
|---|---|---|---|
| 1 | How Does a Roth IRA Differ From a Traditional IRA? | It comes down to one question: tax now, or tax later? | Comparison table |
| 2 | Can You Really Withdraw Roth IRA Contributions Whenever You Want? | The account has two buckets, and only one of them is that flexible. | Rule and exceptions |
| 3 | Do I End Up Paying Taxes Twice If I Take Out a 401(k) Loan? | The double-tax story is mostly a myth, with one real exception. | Rule and exceptions |
| 4 | Every Exception to the 10% Early Withdrawal Penalty, and Whether It Covers Your IRA or Your 401(k) | The exceptions differ by account type, and that is the part people get wrong. | Rule and exceptions |